Senior Data Scientist

Description

About Us
Capital Bank N.A. is headquartered in Maryland, and has been serving our communities since 1999. We stand as a publicly traded company (NASDAQ: CBNK) with over $2 billion in assets. We offer commercial and consumer banking services to clients in Maryland, DC, and Northern Virginia, alongside two nation-wide lending brands; Capital Bank Home Loans and OpenSky, a credit card division that offers and services credit cards across all states. Our personalized approach to banking, paired with cutting-edge technology solutions and a comprehensive suite of products and services, fuels our growth, and enables us to support our customers at every stage in their financial journey.

OpenSky, a division of Capital Bank, NA, is an issuer of secured credit cards. We provide an entry-level credit product for consumers with a need to build or establish a credit history. The business is going through a phase of investment and rapid growth. OpenSky is a dynamic and entrepreneurial environment where you are limited only by your imagination. Being a data-driven business, OpenSky is building out a robust analytics team.

Come join a bank where our employees thrive and are engaged in meaningful work. For the last 4 out of 5 years, Capital Bank was named one of the "Best Banks to Work For" in the U.S. by American Banker.

Position Purpose
The Senior Data Scientist will build and maintain customer valuation models, as well as analyze and optimize customer acquisition and retention strategies. You will be constantly seeking opportunities to improve response rates, lower acquisition costs, reduce process cycle times and optimize revenue. This role will analyze the strategic landscape to find areas where we should be competing, including financial product offerings, service offerings and technologies.

Position Responsibilities

• Build and maintain customer valuation models
• Analyze customer segments for targeting purposes
• Analyze current customer base for retention programs and cross-sell opportunities
• Analyze business intelligence data and provide insights that drive potential new tactics and strategies
• Partner across the organization and with external vendors to initiate, prioritize, scope, design and deliver new programs

Minimum Education and Experience

• 4 to 8 years work experience in an analytical environment
• High aptitude for problem solving
• Ability to connect analysis to business solutions
• Proven analytical and critical thinking skills, with extreme attention to detail
• Capacity to prioritize and manage multiple tasks simultaneously without sacrificing quality
• Must be an entrepreneurial spirit and thinker, capable of working in a highly fluid, fast-paced environment

Technical Knowledge and Skills

• "Data Fluent" with exposure or basic skills in SQL and / or other data tools
• Advanced Excel user, including Pivot Tables, Lookups, Formulas, Graphs
• Experience in building financial and valuation models

Education

• Bachelor's degree

Working Arrangements

• This is a hybrid role expected to work in office Monday, Tuesday, Thursday, and Friday. You will be able to work remotely on Wednesday.

Compensation

• Base Salary Range: $120,335 - $180,502 annually. Final determination of where you are at in the salary range is based on numerous factors such as relevant experience, skill set, education, and ability to meet qualifications within the job description.
• Additional Compensation: This role will include a yearly annual target bonus based on individual performance.

Why Join Us?

• Join a growing company with a culture that fosters an entrepreneurial spirit
• Comprehensive benefits package including Medical, Dental, Vision, Company Paid Life Insurance, Disability Insurance, and more!
• Company Contributions to your 401k - Regardless of your contribution
• Employee Perks: Paid Parental Leave, Employee Recognition Program, Leadership Program, Tuition Reimbursement Program, Employee Bank Checking Account, and much more!
• Generous Paid Time Off and Paid Holidays - Including Paid Charity Hours to support volunteer opportunities

Supporting Businesses. Helping People. Strengthening Communities.
Capital Bank, N.A. is an Affirmative Action, E-Verify, and Equal Opportunity Employer.

Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities

The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor's legal duty to furnish information. 41 CFR 60-1.35(c)

Location: Derwood, MD, US

Posted Date: 11/30/2024