Risk Data Specialist

Business Unit: Model Risk & Analytics, Risk
Salary range: £38,400 - £48,000 per annum DOE + red-hot benefits
Location: Remote – Work from anywhere in the UK
Employment Type: Permanent,

Be the voice we need. Live a life more Virgin.

Our Team

We need the Risk Data team within Model Risk & Analytics (MR&A) to keep our Purpose, Strategic Aims and Values & Behaviours at the heart of everything they do, to make sure that we are a responsible and safe pair of hands for our customers’ and investors’ money.

This is an exciting time to join the team as it plays a key role in numerous bank-wide projects and continues to monitor and validate Risk data to ensure that a wide range of stakeholders can use it with confidence for activities including portfolio analysis; model development; and both internal and external reporting and MI. We are looking for someone who can help us continue to enhance our capability.

What you’ll be doing

• Leading the sourcing and development of new data feeds and datasets for both heritages, across all products.


• Rebuilding, streamlining, and automating existing data processes.


• Providing SME knowledge for Risk data for numerous bank-wide projects.


• Leading the investigation and resolution of Data Quality Issues (DQIs) within the Bank's numerous data sources and repositories.


• Supporting the Risk Data Manager and provide mentoring and coaching for junior team members.


• Designing and maintaining controls for ensuring the quality of the data produced within the team and the wider business is fit for purpose.


• Liaising with CRAs, bank-wide data forums and business stakeholders to ensure the timely resolution of issues.

We need you to have

• Significant experience in banking, risk management and data management.


• Extensive experience with data mining tools e.g. SAS, SQL etc.


• Expert understanding of data manipulation and ETL processes.


• A high-level qualification in a numerical or coding-based discipline, or equivalent technical experience.


• Excellent written and oral communication skills including the ability to articulate complex technical concepts to non-technical stakeholders.


• Experienced in building trusted relationships with key stakeholder, both internally and externally including conflict and challenge management.


• A logical approach to problem-solving in relation to both technical and business issues.

It’s a bonus if you have but not essential

• Good knowledge of risk systems and data landscape within at least one of our heritages


• Strong knowledge of data management, including industry-wide concepts such as BCBS 239


• Understanding of Credit Reference Agency reporting and associated data.

Red Hot Rewards

• Generous holidays - 38.5 days annual leave (including bank holidays and prorated if part-time)​ plus the option to buy more.


• Up to five extra paid well-being days per year​.


• 20 weeks paid, gender-neutral family leave (52 weeks in total) for expectant parents and those looking to adopt.


• Market-leading pension.


• Free private medical cover, income protection and life assurance.


• Flexible benefits include Cycle to Work, wellness and health assessments, and critical illness.

And there's no waiting around, you'll enjoy these benefits from day one.

Feeling insatiably curious about this role? If we’re lucky to receive a lot of interest, we may close the advert early and would hate you to miss out.

We're all about helping you Live a Life More Virgin, so happy to talk flexible working with you.

Say hello to Virgin Money
We’re making great strides towards achieving our ambition of becoming the UK’s best digital bank. As a full-service digital bank with a heritage stretching back over 180 years, we’re a workforce to be reckoned with, and we're putting the full power of our experience behind disruptive ideas that reinvent the role a bank plays in people's lives. We're customer-obsessed and work tirelessly to deliver on our purpose, ‘Making You Happier About Money.’ This means we're able to do banking differently, and by innovating and working together we can make a real difference by creating memorable moments and red-hot experiences for our millions of customers. Join us and Live a Life More Virgin that empowers you with choice and flexibility in how you work.

Be yourself at Virgin Money
Our purpose is to make people happier about money, this means seeing and feeling the world as our customers do by creating a workforce that reflects the rich diversity of our customers and communities. We’re committed to creating an inclusive culture where colleagues feel safe and inspired to contribute, speak up and be heard.

As a Disability Confident Leader, we're committed to removing any obstacles to inclusion. If you need any reasonable adjustments or support making your application, contact our Talent Acquisition team careers@virginmoney.com

Now the legal bit
Living A Life More Virgin allows our colleagues to be based anywhere in the UK (if the role allows it), but we'll need you to confirm you have the right to work in the UK.

If you're successful in securing a role with us, there are some checks you need to complete before starting. These include credit and criminal record checks and three years' worth of satisfactory references. If the role is part of the Senior Manager Regime and Certification Regime, it requires enhanced pre-employment checks – we'll ask for six years of regulatory references, and once in the role, you'll be subject to periodic employment checks.